Car leasing
Car leasing – Flexible financing for your vehicle in Toggenburg
With car leasing, you can drive the vehicle you want without having to pay the full purchase price all at once. At our garage in Ebnat-Kappel in Toggenburg, we offer you flexible leasing solutions for new and used cars of all brands.
With leasing, you pay for your vehicle conveniently in monthly instalments while staying financially flexible. Our team will advise you personally and create a tailor-made leasing offer that fits your needs and your budget.
Leasing for new and used cars of all brands
With us, you can lease new and used cars of all brands. Thanks to our broad network and our experience in the vehicle trade, we’ll work with you to find the right vehicle.
Whether it’s a compact city car, family car, SUV or electric vehicle – we’ll help you find the vehicle that fits your everyday life and your requirements.
Leasing offers many advantages:
- predictable monthly costs
- financial flexibility
- drive modern vehicles
- simple and transparent financing
This way, you can use the vehicle you want without putting unnecessary strain on your budget.
Flexible leasing solutions
Every customer has different requirements. That’s why we advise you personally and work with you to find a leasing solution that suits you perfectly.
We take into account, among other things:
- desired contract term
- annual mileage
- amount of the monthly leasing instalment
- vehicle type and equipment
At the end of the leasing term, you have various options, such as switching to a new vehicle or returning the car.
Leasing partners and financing
For our leasing offers, we work with renowned financing partners. These include, among others, Cembra Money Bank and Alphera Financial Services.
Thanks to these strong partners, we can offer you attractive leasing terms, flexible terms and transparent financing models.
Our team will be happy to create an individual leasing offer so you can drive the vehicle you want on optimal terms.
Leasing also for electric vehicles
We also offer attractive leasing options in the area of e-mobility. Especially with electric cars, many customers choose leasing so they can stay flexible and regularly drive a modern vehicle.
We’ll be happy to advise you on electric vehicles, range, charging infrastructure and suitable leasing solutions.
Car leasing in Toggenburg
Our garage is located in Ebnat-Kappel and serves customers from the entire region, for example from Wattwil, Wil, Uzwil, Rapperswil-Jona and St. Gallen.
Many customers from Toggenburg and Eastern Switzerland appreciate our personal advice, our fair terms and our experience in the vehicle trade.
Request a leasing offer
Would you like to lease a car or find out about the options? Feel free to contact us or visit our garage in Ebnat-Kappel in Toggenburg.
Our team will be happy to provide you with a non-binding leasing offer for the vehicle you want.
OUR FINANCING PARTNER:
Frequently asked questions about car leasing
What is car leasing?
With car leasing, you pay to use a vehicle over a defined term and monthly leasing instalment. Unlike buying, you don’t have to finance the full vehicle price and benefit from predictable monthly costs.
Is leasing or buying worth it?
Whether leasing or buying is the better solution depends on your individual needs. Leasing offers financial flexibility, low monthly instalments and the option to drive a new vehicle regularly. When you buy, the vehicle becomes your property directly.
What are the benefits of car leasing?
Car leasing offers numerous benefits:
- Low monthly costs
- No large initial investment required
- Financial flexibility
- Regular vehicle changes possible
- Modern vehicles with up-to-date technology
- Individually adjustable terms and mileage
Can I lease a vehicle as a private individual?
Yes. Leasing is suitable for private individuals as well as self-employed people and companies. We’ll be happy to advise you on the different options and find the right solution for your needs.
Can I lease a vehicle as a company?
Yes. For companies, leasing often offers interesting advantages in terms of liquidity and predictability. Whether you’re a sole trader, an SME or a fleet customer – we’ll be happy to create an individual offer for you.
Which documents do I need for leasing?
As a rule, a valid ID, current proof of income and further information on creditworthiness are required. The exact requirements may vary depending on the leasing company.
How high should the down payment be for leasing?
A down payment is not strictly required. Many leasing contracts can also be concluded without a down payment. However, a higher down payment can often reduce the monthly leasing instalments.
What happens at the end of the leasing term?
After the leasing contract ends, you return the vehicle. You can then decide on a new vehicle or, depending on the leasing model, review further options.
Can I return a leased vehicle early?
Early termination of the contract is generally possible, but it may cause additional costs. We’ll be happy to advise you on the various options and conditions.
How many kilometres can I drive with a leased vehicle?
When the contract is concluded, an annual mileage is agreed. This is tailored individually to your driving behaviour. Excess or shortfall kilometres are settled at the end of the contract in accordance with the leasing terms.
Are service and maintenance included in leasing?
This depends on the leasing model chosen. On request, service, maintenance or other additional services can be integrated into the monthly instalment.
Can I use my current vehicle as a down payment?
Yes. We’ll be happy to assess your current vehicle and, if required, offset the value against the financing or use it as a down payment.
Can I lease new cars, used cars and electric cars?
Yes. Leasing is possible for many new cars, used cars, electric vehicles, hybrid vehicles as well as commercial vehicles. We’ll be happy to show you the available offers.
Is leasing also worthwhile for electric cars?
Yes. Many customers deliberately choose leasing for electric cars because they benefit from predictable costs and can regularly switch to new technologies and higher ranges.
How is the leasing instalment calculated?
The leasing instalment depends on various factors, including vehicle price, term, mileage, down payment and interest rate. We’ll be happy to provide you with an individual, non-binding offer.
Can I still configure my vehicle individually despite leasing?
Yes. With many new cars, you can choose colour, equipment, rims and other options individually. This gives you a vehicle that fits your wishes perfectly.
Why car leasing with Auto Hermann?
We advise you independently and personally, compare different financing options and find the optimal leasing solution for your needs. Benefit from attractive terms, flexible terms and straightforward processing.
